Welcome to bethotbet.comt Dunya Jahanbakht betting site. We are committed to maintaining the highest standards of integrity, security, and compliance. This Anti‑Money Laundering (AML) & Know Your Customer (KYC) Policy outlines how we verify user identity, monitor transactions, and safeguard against unlawful financial activity in line with YMYL and EEAT principles.

🎯 Purpose of the AML & KYC Policy

The purpose of this policy is to prevent our platform from being used for illicit financial activities such as money laundering, fraud, or terrorist financing. We implement robust verification, transaction monitoring, and risk-based controls to protect both users and the integrity of Hot Bet Dunya Jahanbakht betting site.

📜 Legal & Regulatory Foundations

  • EU Directive 2015/849 – Preventing use of financial systems for money laundering.
  • EU Regulation 2015/847 – Transparency in fund transfers.
  • Belgian AML Law (18 September 2017) – Limits on cash and anti‑laundering requirements.
  • Directive 95/46/EC – Data protection and user privacy.

💡 Definition: What Is Money Laundering?

Money laundering refers to moving, concealing, or using money derived from criminal activity to make it appear legitimate. Common forms include:

  • Conversion or transfer of criminal proceeds.
  • Concealing origin, ownership, or control of illicit funds.
  • Acquisition or possession of assets knowing they derive from crime.
  • Participation, aiding, facilitating, or attempting such acts.

🏛️ Governance & AML Responsibility

The top management of Ultimate Gaming NV oversees AML policies. An appointed Anti‑Money Laundering Compliance Officer (AMLCO) is tasked with implementing, monitoring, and updating AML and KYC procedures. All changes are approved by senior management.

✅ Three-Step User Verification at Hot Bet Dunya Jahanbakht

Step 1: Basic Identity Verification

  • First and Last Name
  • Date of Birth
  • Gender
  • Country of Residence
  • Complete Residential Address

Step 2: Document & Data Validation

Triggered for deposit/withdrawal above $2,000:

  • Upload valid government-issued ID with a handwritten 6-digit code
  • Provide a selfie or facial photo for matching
  • Electronic cross-reference with databases
  • If automated checks fail, provide proof of address or official certificate

Step 3: Source of Wealth / Funds (SOW)

This step is required for:

  • Deposits or withdrawals above $5,000
  • Transfers to other users exceeding $3,000

Acceptable sources include employment income, business revenue, inheritance, investments, or family transfers. If insufficient evidence is given, account activity may be suspended until resolved.

📌 KYC Documentation Requirements

🪪 Identity Documentation

  • Passport, National ID, or Driver’s License
  • Clear visibility of all corners and essential details
  • Face photo matching identity document

📍 Proof of Address

  • Utility bills, bank statements, or government letters
  • Issued within the past 90 days
  • All text and edges must be legible

💳 Source of Funds / Wealth

  • Salary slips or employment contracts
  • Business documentation or tax returns
  • Inheritance documents, investment records
  • Bank statements showing fund flow

🌍 Country Risk & User Classification

Risk LevelVerification Protocol
Low RiskStandard three-step verification
Medium RiskStricter thresholds & extra review
High RiskRestricted or denied access

📊 Ongoing Monitoring & Controls

🔍 Automated Surveillance

  • Real-time pattern detection (e.g. deposits/withdrawals)
  • Unusual behavior triggers alerts (IP shifts, account changes)

🧑‍💼 Manual Review & Compliance Checks

  • Compliance team validates flagged accounts
  • Human oversight of sensitive decisions

⚠️ Escalation & Reporting

  • Reports to Financial Intelligence Units (FIUs)
  • Termination of business relationships when needed

📂 Enterprise-Wide Risk Assessment (EWRA)

We conduct annual risk assessments to evaluate:

  • Transaction volume and risk exposure
  • User demographics and geographies
  • Payment channels used
  • Emerging financial risks

🗂️ Data Protection & Retention

  • KYC and identity data retained for at least 10 years post account closure
  • Transaction data stored securely for 10 years
  • Data encryption and compliance with EU data regulations

📚 AML Training & Internal Controls

  • Mandatory AML training for relevant staff
  • Periodic updates and refresher courses
  • Workshops conducted by certified experts

📣 Reporting Suspicious Activity

Staff are required to report any of the following:

  • Inconsistencies in documentation
  • Unusual transaction patterns
  • Unverified sources of funds

Reports are evaluated internally and, if necessary, forwarded to relevant authorities.

🔐 Privacy & User Rights

We are committed to protecting your privacy. Personal data is never sold or shared, except when legally mandated. We adhere to GDPR and related data protection laws to secure your information.

📞 Contact & Support

For any inquiries or concerns about this AML & KYC Policy of Hot Bet Dunya Jahanbakht betting site, please contact:

📆 Policy Review & Updates

This policy is reviewed annually or whenever regulatory, operational, or technological changes arise. All revisions are approved by the AMLCO and senior management team.

✅ Thank you for choosing bethotbet.com – Hot Bet Dunya Jahanbakht betting site – we pledge transparency, security, and fairness. 🎯